Most budgets fail because they’re built on assumptions rather than actual spending data. Track every transaction for one full month first and you’ll almost certainly find categories where you’re spending two or three times what you guessed. Build your budget from that reality, not from what you think you spend. Source
Best insurance against economic uncertainty isn’t in Washington beng Thu, 07/30/2026 – 07:35 EST. READ TIME 4 MIN. The big forces bearing down on state economies in 2026—trade uncertainty, stubborn inflation, swelling national debt, rippling AI disruptions—mostly emanate from Washington and boardrooms, not state capitols. No governor sets tariff schedules. None votes on the federal…
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For their valuable comments, we thank seminar participants and attendees at Saint Mary’s University, St. Francis Xavier University, the 2024 Atlantic Canadian Economic Conference, and the 2023 Labor Economics Special Issue Contributors Workshop and Conference at the Ohio State University. We are grateful to Alex Hollingsworth for helpful comments. We thank Matthew McKitrick and Theresa…
WASHINGTON, DC – JANUARY 21: OpenAI CEO Sam Altman appears during a news conference with U.S. President Donald Trump in the Roosevelt Room of the White House on January 21, 2025 in Washington, DC. Trump announced an investment in artificial intelligence (AI) infrastructure and took questions on a range of topics including his presidential pardons…
Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that a recent survey of wealth management firms finds that while the number of respondents who have Artificial Intelligence (AI) as a dedicated tech budget line item increased from 14% to 67% in the past year,…