During the winter holidays, even the most hardcore texters and emailers turn to the U.S. Postal Service to deliver greetings and packages. The Postal Service can process 77 million packages per day, and on average, it takes just 2.6 days to deliver those to their destinations. But you can’t send just anything through the mail. Certain items are dangerous or illegal to ship, put the sender at…
Client referrals and recruiting are the top two priorities for registered investment advisors custodied with Charles Schwab, according to the firm’s annual RIA survey of clients. When asked to name their top three priorities, firms with over $250 million in assets under management most frequently identified client acquisition through new referrals as their No. 1…
Courts from coast to coast continue to hear an increasing number of elder law and special needs cases, and the stakes have never been higher. Chief among recent developments is the U.S. Supreme Court’s decision in Medina v. Planned Parenthood South Atlantic,1 a ruling whose consequences for Medicaid litigation are already reverberating through the federal…
Newcomer acquisition has been “a meaningful strategy for many Canadian banks,” she said, especially in major urban markets. She said fewer newcomers entering the system would leave banks competing harder for a smaller pool of new accounts. According to Statistics Canada, the national population stood at an estimated 41,417,056 on April 1, 2026, a decline of 55,025…
Photo by Andrew Keymaster on Unsplash Earlier this year I was getting a flood of concern over how dominate the tech/AI sector had become in the S&P 500, and by extension a total market ETF like VTI. In The Simple Path to Wealth May 26th newsletter, I addressed this question: Q: Given the top…
U.S. bonds unwound all of the gains that followed Treasury Secretary Scott Bessent’s plan to increase buybacks of longer-dated debt, a sign that investors see it as only a short-lived remedy to curb borrowing costs. The moves pushed the 30-year yield on Thursday higher by seven basis points to 5.26%, back…
Oil prices are not higher largely because the world does not want as much oil as it used to — and that’s arguably the more troubling story.
