Justice Michael J. Lema, who heard the matter July 3, 2026, sided with the lender. The ruling turned largely on how little room was left in the property’s value once every claim ahead of the borrower’s own interest was counted. Servus’s mortgage-backed claim stood at $4,289,528.79 as of May 4, 2026, with per-diem interest of $926.93 continuing to accrue….