PenFed Pathfinder to Start Charging Annual Fee for All Cardholders

Increasing gaps in Medicaid-funded long-term care (LTC) have shifted the focus of attorneys in elder law towards helping clients in reorganizing assets to accommodate hybrid public- and private-pay models. Up until 2015, family members needing full-time care had only two options: private payment or Medicaid eligibility. Medicaid estate planning emerged as a dominant approach to…

Imagine telling an AI agent how much risk you’re willing to take, your retirement goals and when your kids will start college — then letting it manage your portfolio while you sleep. That vision of agentic trading, in which artificial intelligence doesn’t just recommend investments but carries them out, is moving from concept to reality….

As more people in the U.S. remain in their homes as they grow older (“age in place”), the cost of making a home safer and more accessible can be a significant hurdle. A new proposal in Congress would ease that burden by creating a federal tax credit for older homeowners who invest in accessibility upgrades….

Back-to-school brings a familiar cash-flow crunch for parents. Between upcoming college tuition bills, essential supplies, and student loan obligations, families face tough financial trade-offs. One of the costliest compromises is saving less for later in life. According to the American Institute of CPAs (AICPA), over half (53%) of personal and parent borrowers say student debt…

https://www.suzannesiracuse.com/ Suzanne Siracuse, Founder and CEO of Suzanne Siracuse Consulting, LLC, specializes in advising financial services firms on innovative business strategies, distinctive marketing programs and impactful advocacy initiatives around diversity, financial literacy, and next gen talent. Ms Siracuse is also the Creator and Host of The Big Reveal Podcast Series and the Creator and Host…

How much house you can afford with a mortgage, and how much house you can buy, are often two very different numbers. While lenders use financial formulas to estimate borrowing limits, true home affordability depends not only on your income and debt level, but also on your financial comfort, future plans, goals, spending habits and…