For providing helpful comments and feedback, we thank David Beheshti, Robert Town, Todd Wagner, as well as seminar attendees and conference participants at the University of Tennessee, Annual Junior Health Economics Summit, ASHEcon, and the Southern Economics Association Meetings. We thank Sam Bock, Noah Boden-Gologorsky, Christopher Lim, Matthew Merrigan, Jonatas Prates, and Kemin Wang for…
This can’t be how the American economy is going to work from here on out. We can’t concede a societal norm where the government will undermine or even ban a technology that might cause some workers distress, from changing the nature of a job to eliminating a job altogether. Doing so would guarantee economic stagnation…
A bipartisan group of mostly retiring senators recently introduced a bill “to establish a process to assure the long-term fiscal stability of the Federal Old-Age and Survivors Insurance Trust Fund and the Federal Disability Insurance Trust Fund,” that is, Social Security. The bill, called the “PROMISE Act of 2026,” sets a compressed schedule under which…
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The best cash-out refinance lenders offer competitive rates, flexible loan terms, limits, and credit score requirements, and reasonable fees. Our top picks for the best cash-out refinance lenders include Rocket Mortgage, the best online lender; Carrington Mortgage for those with bad credit; and PenFed, the best credit union. A cash-out refinance allows you to tap…
Trump Accounts went live on July 4, and parents have been signing up ever since. The pitch is easy to like. Any child under age 18 with a valid Social Security number can have a Trump Account established on their behalf. Eligible children born between January 1, 2025, and December 31, 2028, who are U.S….